Terms of Use
Last updated: 6 September 2026
What this site is
TheWalletPal is an educational resource covering personal finance topics — goals, planning, calculators, and general product information. It is not a bank, not a budgeting app that connects to your accounts, and not a financial adviser.
Not financial advice
Nothing on this site is personalised financial, investment, tax, or legal advice. Calculators provide estimates based on the numbers you enter and the assumptions stated on each tool — they are not guarantees of any outcome. Decision Assistants suggest general categories of options based on your answers, not a recommendation that any specific product suits your individual circumstances. Always verify current rates, fees, and eligibility directly with a provider before making a decision, and consult a qualified professional for advice specific to your situation.
Accuracy
We aim to keep information current, but financial products, rates, and terms change. We don't guarantee that any figure, rate, or piece of product information on this site is accurate or up to date at the moment you read it — check directly with the provider before acting.
Affiliate relationships
Some product listings and comparisons include affiliate links, and we may earn a commission if you open an account through one. Sponsored placements are labelled as such. Commercial relationships never determine which educational content we publish or how it's written.
Third-party sites
Links to providers and other external sites are provided for convenience. We don't control and aren't responsible for the content, accuracy, or practices of those sites.
No warranty; limitation of liability
This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this site or its content.
Changes
We may update these terms from time to time. Continued use of the site after a change means you accept the updated terms.
Contact
Questions about these terms: rovic@smedia.com.au.